Gone are the days when you needed a lot of credit and a healthy bank balance to get a credit card. A lot of banks have come forward with attractive plans and a lot of offers. Choosing a good credit card is a tough task. I would look for a few parameters in them. The reputation of the bank, the annual fees, the APR rate, cash back offers and credit limit. Let us go through a few offers where you can apply for a credit card.
1. Chase Freedom – offers 5% cashback in gas and other utilities. A lot of cash back offers with unlimited 1% cashback too. Also offers 0% interest rate for 12 months. This is considered one of the best offers in the market.
2. Discover More card – offers 0% APR for 15 months and attractive balance transfer deals. The card also comes with a 5% cash back in gas, restaurants and other bills.
3. Chase Sapphire – Offers excellent service via customer support, text support etc. Spend $3000 in the first 3 months to get a free flight ticket, sounds good! All travel points gained in this system never expire.
4. Slate from Chase – This is a unique vertical card and has a nice look. The best card in the market with a standard 0% APR for 12 months. Customers also get a blueprint along with this plan.
5. Continental Onepass Plus card – if you are a traveler, this card is the best. The card comes with a lot of bonus flying points and you get a mile for every dollar spent.
6. IberiaBank Visa – A lot of interesting offers with this card, the best being the lowest interest rates in the country.
7. Capital One premium prestige card – A nice card to switch to. balances are switched with in 48 hours, and the interest rate is really low. The card also protects from fraud liabilities.
8. Chase Ink card – Business card – Primarily targeted at users who spend a lot more than average Joe and fits in a a business environment, like office supplies and similar stuff. There is also a 1% cash back on all purchases with these credit cards. You can also get additional cards for your employees.
9. Orchard Bank Visa – if you have bad credit, this card is a great blessing. They offer cards for all customers and the interest rate is 14%, not too high for people with bad credit. You also get SMS alerts for payments dues.
10. Discover Motiva Card – If you make payments on time, this card offers a lot of rewards. Offers a lot of cashback programs, as high as 20% in select stores.